Bad, Low, Or No Credit Financing Options

Subprime Auto Loans at Goodwin Chevrolet Brunswick

Whether you are commuting to work or transporting your children to Brunswick High School, having a reliable vehicle is crucial. However, navigating the auto-financing process can be an overwhelming barrier to acquiring that dependable vehicle. At Goodwin Chevy, we are dedicated to helping residents in the Mid-Coast area of Maine find the most suitable deal possible, including subprime auto loans. Our knowledgeable team is here to guide you through the financing process and explore various options, regardless of your credit score.

Help Us, Help You

At Goodwin Chevrolet Brunswick we want to make securing an auto-loan with low credit as simple as possible. There are a few steps you can take in the process from the comfort of your own home. First, you can use our online inventory tools to easily filter new or used vehicles by model, trim, features, mileage, cost, and more.

Once you've got an idea about the vehicles and the features you want to have and what the price point may be, you can move forward with getting a KBB trade estimate on your current vehicle, or apply online for financing.

If you have any questions along the way, always feel free to reach out to one of our team members for assistance - 207-729-1611.

Value your trade in Cumberland County

If you're ready to say goodbye to your current ride, we can help you sell or trade it in at our dealership. Before you jump in, you can use our Value Your Trade tool to get an estimate of what your vehicle is worth. Just enter your car's info, and we'll provide a Kelley Blue Book estimate. If you want to learn more, feel free to contact our team.

You can use the cash from your sale or trade-in to put toward your down-payment for your next purchase. If you have any questions about the process, don't hesitate to reach out to Goodwin Chevy Brunswick today.

Value Your Trade at Goodwin Chevrolet Brunswick

Bad Credit? No Credit? Goodwin Chevrolet Brunswick Can Help

Apply for Low Credit Financing Online

At our dealership, we understand that you lead a demanding life, and making another stop at our store may not fit into your schedule. To help you get started on the car-buying process, we offer a secure online finance application.* With this tool, you can apply for the  financing needed to secure your loan in just minutes from the comfort & convenience of your couch. You'll need to answer a few easy questions about yourself before sending the application off for approval. Once our team receives your application, they can contact you with the next steps.

*Our financial forms are secured with end to end encryption to ensure your data and privacy are completely safe. Read more about our privacy policy here.

Frequently Asked Questions

If you're feeling overwhelmed about financing your next vehicle, don't worry - you're not alone. It's easy to feel discouraged if you've had financial difficulties or have a low credit score, but at Goodwin Chevrolet, we're committed to helping every client find options within their budget, regardless of their financial history. Our friendly and knowledgeable staff is always available to answer any questions you may have and guide you through the process. See our FAQ below to help provide guidance on commonly asked questions.

When you're looking to finance your vehicle, it's important to pay close attention to your credit score. Your credit score is a numerical representation of your creditworthiness, which can range from 300 to 850. The higher your score is, the better your credit profile looks to lenders. Keep in mind that various factors such as your credit history and outstanding debt can influence your credit score over time. Generally, scores below 580 are considered subprime and may cause some difficulties in getting approved for loans or credit cards. Don't worry, regardless of your credit score, our finance team at Goodwin Chevrolet Brunswick is here to assist you find options with your financing needs.
When applying for auto-financing, your credit score is often used to determine the components of your car loan. Although we work alongside a wide network of banks and lenders, each will want to know your credit score. A lower credit score may come with higher interest rates and stricter term limits. Lenders may also want to look into your monthly expenses and income information to get a better idea of your current financial situation.
If you've discovered that your credit score is not as high as you'd like it to be, don't worry! You can take steps to improve it gradually and enjoy the benefits of a higher score. To start, it's important to assess your debt and focus on paying off any outstanding balances. By setting up automatic payments and avoiding late payments, you can avoid further damage to your credit score and additional late fees. Additionally, consistently making payments on time can help you build a positive credit history over time. Our dealership understands the importance of good credit, and we're here to help you achieve your financial goals.
At Goodwin Chevrolet Brunswick, our financing team is committed to helping you bring home your desired vehicle by working with your current financial situation. While we strive to make the financing process as seamless as possible, there are some helpful tips that could assist you along the way. For instance, you may consider asking a family member or close friend with a higher credit score to cosign on your loan. This could improve your approval chances and secure you better loan terms. Moreover, you can lower the overall purchase cost or reduce the down payment amount by trading in your current vehicle. Our team is always here to help you explore your financing options and find a plan that works best for you.
When you shop at Goodwin Chevrolet Brunswick with subprime credit, you don't have to limit your options. You'll still have access to our expansive inventory of new Chevy models and used cars, trucks, and SUVs. However, if you're looking to reduce your overall cost, you'll want to explore the benefits of shopping used. We offer competitive deals on popular models to help you bring home a newer, nicer model for less. Plus, you can enjoy additional confidence and browse our inventory of certified pre-owned Chevy models.

If you're not sure which option best fits your lifestyle and budget, you'll want to visit our showroom today. Our friendly sales team will be happy to walk you through our current offerings and get you behind the wheel for a test drive. Once you've narrowed down your options, our finance center can help you with purchasing or leasing.
If you've experienced bankruptcy, there are still options available for you, and securing an auto loan is possible. At our finance center, we understand that every situation is unique. We encourage you to sit down with one of our financial experts to determine what options work best for you. You may be able to adjust your term length and down payment amount to better accommodate your specific situation.

Learn More About Your Auto-Financing Options at Goodwin Chevrolet Brunswick Today

If you're interested in exploring our subprime auto-financing options, we invite you to visit us today. Our financing experts will be standing by to provide you with more information and answer any of your questions.

Why wait? Get started today by applying for financing online!